Health Insurance for Traveling Nurses
Traveling nurses provide an invaluable service by filling in for staff nurses who are on vacation, out sick, or otherwise unable to work. In addition to their regular duties, traveling nurses also often take on additional responsibilities, such as orienting new staff and providing patient education. As a result, they can be an essential part of the health care team.
However, one of the challenges of being a traveling nurse is figuring out health insurance. Unlike most traditional jobs, health insurance for traveling nurses is often not provided by their employer. This means that nurses need to be proactive about finding a plan that meets their needs and budget.
There are a few different options of health insurance for traveling nurses but you need to consider the factors when choosing a health insurance plan, such as coverage, deductibles, and provider networks.
Health Coverage Source specializes in health insurance for traveling nurses that can help you find the perfect health insurance plan that will give you the coverage you need without any gaps.
What Are The Health Insurance Options?
For many travel nurses, health insurance is one of the most important factors to consider when choosing a travel nursing assignment. There are a few different types of health insurance for traveling nurses you can choose from, each with its own set of benefits and drawbacks.
- Agency-provided health insurance is typically the most comprehensive option, but it may not be available for all assignments.
- ACA compliant individual or family health insurance can be a good option for travel nurses who want to keep their existing health insurance plan, but it may not cover all of the costs associated with travel nursing.
- Short-term health insurance is a less expensive option, but it may not provide coverage for pre-existing conditions or long-term care needs.
At Health Coverage Source, we can help find the right health insurance for traveling nurses depending on individual needs and preferences. So you can make sure that you have adequate health insurance coverage while you are traveling.
Should I Choose PPO or HMO?
There are two main types of plans for health insurance for traveling nurses – PPOs (Preferred Provider Organizations) and HMOs (Health Maintenance Organizations). When choosing a plan, it’s important to evaluate your needs and decide which type of plan will best suit you.
Generally speaking, PPOs offer broader coverage than HMOs. PPOs have a larger network of providers, which means you’ll be able to find an in-network health practitioner no matter where you go. PPOs also typically have lower out-of-pocket costs than HMOs. However, one downside of PPOs is that they often have higher premiums than HMOs.
If you’re looking for health insurance for traveling nurses, a PPO plan is likely your best bet. With a broad network of providers and relatively low out-of-pocket costs, a PPO will give you the flexibility and peace of mind you need while on the road. Health Coverage Source offers a variety of PPO health insurance plans for individuals, so you can find the perfect fit for your needs.
Health Insurance for Traveling Nurses by Health Coverage Source
Health insurance for traveling nurses is an important consideration. That’s because you never know when you might need medical care while you’re on the road. Health Coverage Source can help you find the health insurance plan that best suits your needs as a traveling nurse. We have a licensed team of health insurance experts who can help you understand your options and make sure you find a plan that fits your budget and coverage requirements.
So, if you’re looking for health insurance for traveling nurses, look no further than Health Coverage Source! So don’t wait, contact us today at 405-309-7322 to learn more about your options.